• Chrysler
  • Dodge
  • Jeep
  • Ram

Commerce Chrysler Dodge Jeep RAM

2377 Homer Road
Directions Commerce, GA 30529

  • Sales: (877) 281-4633
  • Service: (888) 484-6241
  • Parts: (877) 818-1397

Payment Calculator

Need help calculating your monthly car payments? Don't be surprised by how much you will spend each month for your car. Use our free Payment Calculator to estimate your monthly payments. It's such a simple and helpful tool for car buyers to visualize and understand how APR, terms of payment, down payment, and overall price of their car will affect their monthly costs.

Shop at Commerce Chrysler Dodge Jeep RAM serving the Commerce, Georgia area for simple financing solutions on any of our new or used cars. Our financial gurus give you a breakdown of what factors influence your monthly payments. Learn more below and get started today. Fill out an Online Finance Application or visit our Auto Finance Center.

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These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial adviser.

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

How Much Should I Invest on the Down Payment of My Car?

Down payments help ensure financiers that you are able to sufficiently pay off future payments on a loan. Customers with bad credit scores should invest a large down payment if they need help for loan approval. A larger down payment can also help car buyers receive better terms on their loan so they end up paying less money in the long run. Although many people with great credit scores can occasionally opt out of any down payment, our finance team advises car buyers to invest at least 20% of the total value of the car as a down payment.  

What Is APR and How Does It Affect My Monthly Car Payments?

APR stands for annual percentage rate of charge. The rate is reflective of a person's credit score, and it will determine a person's interest rate on their car loan. A person with a great credit score will have lower APR rates and therefore, pay less each month on their car payments. A lower credit scores means higher APR rates, so the customer will pay more each month.  

What Should I Set As My Payment Term?

If you want to pay off your car quickly, set your term payment to a shorter time frame. Each monthly payment will be larger, but you will save money in the long run. If you need more time to pay off your vehicle, set your loan to a longer term so you have more payments at a lower rate.      

What If I Want to Sell My Car to Help Invest in My New Car?

If you sell your car, you can use that money to invest on a down payment for your car. Once again, the more money you put on a down payment, the better your financing rates will be on your loan. Get a quick 15-MinuteTrade Appraisal on your vehicle and see how much you can earn for your next car. Call our sales team (855) 782-7043 to learn more about how we can help you.  

Use Our Payment Calculator Today and Stop by Commerce CDJR Serving Athens, Ga for Financing Solutions

Try our free payment calculator today! Search our new or pre-owned inventory and start planning your next car purchase with Commerce Chrysler Dodge Jeep RAM serving Greater Athens Georgia, Gainesville Georgia, Jefferson Georgia, the Buford area & Greenville South Carolina Areas. Contact Us online for any questions on a car or speak to our sales team directly. Call (855) 782-7043 for help. See you at our Commerce Georgia dealership soon!